Landlord and Tenants Act 1985
Section 30A: Right of leaseholders in respect of insurance.
Gives leaseholders the following rights:
- Right to summery the insurance cover
- Right to inspect the insurance policy
- Right to information when there is a superior landlord.
- Right for a leaseholder to notify an insurer of a claim
- Right to challenge a landlord over choice of insurer.
An individual leaseholder or the secretary of a recognised tenants’ association can ask the landlord for a written summary which should be sent to the leaseholder free of charge.
You can also ask the landlord and are entitled to inspect and take copies of the policy.
The request must be made in writing and the landlord must comply within 21 days. Your landlord can only be required to provide the summary once in each insurance period (usually a year).
The items listed below have to be inspected, either as a legal requirement or to comply with other statutes and, not least, to meet the requirements of your insurance policy.
LOLER – Lifting Operations and Lifting Equipment Regulations 1998
Passenger lifts – Every 6 months
Goods lifts – Annually
Lifting accessories (tackle) – Every 6 months
Vehicle lifts – Every 6 months
Window cleaning gantry – Annually
PSSR – Pressure Systems Safety Regulations 2000
Steam boilers and steam ovens – Every 14 months
Any equipment operated by steam – Every 26 months
Hot water boilers (>100°C) – Every 14 months
Other pressure systems – Every 26 months
Electricity at Work Regulations 1989
Electrical installations & equipment – Every 5 years
Electric gates and barriers – Every 12 months